Updated at 2023-03-07
Callidus Pay (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Callidus Pay.
This Privacy Policy applies to our website, and its associated subdomains (collectively, our “Service”) alongside our application, Callidus Pay. By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.
This Privacy Policy applies to the entire business relationship, including contracts, deliveries, and services/products, which the customer/buyer uses for the account and card of Visa/Mastercard and the sales/franchise partner and Callidus Pay GmbH as the operator of the platform www.calliduspay.com and Callidus Pay mobile application. The scope includes both the activity of Callidus Pay GmbH, Büchnerstrasse 12, 38118 Braunschweig, as a contractually bound agent for the products and services of Intergiro Intl AB (publ), Box 3093, 103 61, Stockholm Sweden, concerning the sale, distribution and brokering Visa/Master debit cards, credit cards and other types of cards as well as Intergiro products/services that Callidus Pay offers on its behalf. Intergiro is a licensed electronic money institution, supervised by the Bank of Sweden. For the contractual relationship of the end user/sales partner with Intergiro and Callidus Pay, in addition to the Privacy Policy of Callidus Pay, the following Privacy Policy of Intergiro also apply, which must also be accepted:
To help explain things as clearly as possible in this Privacy Policy, every time any of these terms are referenced, are strictly defined as:
Cookie: a small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you such as your language preference or login information.
Company: When this policy mentions “Company,” “we,” “us,” or “our,” it refers to Callidus Pay GmbH, (Büchnerstr. 12, 38118 Braunschweig, Germany) which is responsible for your information under this Privacy Policy.
Intergiro: Swedish EMI institutions, exclusive partner of Callidus, BaaS service provider
BaaS: Banking as a Service
Country: where Callidus Pay or the owners/founders of Callidus Pay are based, in this case, is Germany
Customer: refers to the company, organization, or person that signs up to use the Callidus Pay Service to manage the relationships with your consumers or service users.
Device: any internet-connected device such as a phone, tablet, computer, or any other device that can be used to visit Callidus Pay and use the services.
IP address: Every device connected to the Internet is assigned a number known as an Internet protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the Internet.
Personnel: refers to those individuals who are employed by Callidus Pay or are under contract to perform a service on behalf of one of the parties.
Personal Data: any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.
Service: refers to the service provided by Callidus Pay as described in the relative terms (if available) and on this platform.
Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
Website: Callidus Pay."’s" site, which can be accessed via this URL: https://www.calliduspay.com/
You: a person or entity that is registered with Callidus Pay to use the Services.
Private Package: a combination of Swedish IBAN, one physical VISA card, and one virtual VISA card
Franchise License: license sold by Callidus to company owners all over the EU with which they can recommend Callidus products and earn money by doing so
Cashback Partner: company (hotel, restaurant, hairdressing salon, etc) who registered as Franchise License Owner and wants to provide exclusive discounts on their products/services to Callidus Card Owners by becoming Cashback Partner
KYC: Know Your Customer, confirmation of person's identity and possibility to own a Callidus account
KYB: Know Your Business, confirmation of company's identity, and the possibility to own a Callidus account
We collect information from you when you visit our website/app, register on our site/app, place an order, subscribe to our newsletter, respond to a survey, or fill out a form.
Callidus Pay recognizes two types of users: Private Package Owners (B2C customers) and Franchise License Owners (B2B customers).
The private Package includes an IBAN (Swedish), one physical Visa card, and one virtual Visa card, with the possibility to order up to five physical and five virtual cards.
Franchise License includes the possibility for the license owner to recommend Callidus products to others and earn large revenue by doing so.
From Callidus Pay Private Package Owners we collect the following data:
First name
Last name
Date of birth
Phone number
Country
City
ZIP code
Address
Card details
From Callidus Pay Franchise License Owners we collect the following data:
First name
Last name
Date of birth
Phone number
Country
City
ZIP code
Address
Company name
Company accountable person's first and last name
Company Country
Company City
Company ZIP code
Company Address
Company UIN
Company tax number
Company SWIFT/BIC
Company bank name
Card details
We collect the above-mentioned information during the user's registration process. The registration process is explained below for both user types:
Registration of the Private Package owner consists of the following steps:
Entering personal data
Enter your email, password, and phone number
Email address confirmation - where the user receives an email to the address he specified in the previous step and has to click on the link in that email to confirm ownership of the same
Defining a PIN code – where the user defines a PIN code to unlock the Callidus application. Here you can also choose the option to use an already-defined PIN that the user has on his phone
Defining biometric unlocking – where the user can choose to use a fingerprint or facial recognition as a means of unlocking the app. Here you can also choose the option to use already defined biometrics that the user has on his phone
Address entry
KYC check - the so-called Know Your Customer check that verifies the person opening the account to confirm that the person is competent to open the account. Unlike other competitors, Callidus Pay does not check the creditworthiness of a new user, instead, KYC is the only check that is performed during registration. During the KYC check itself, the user will be asked to enter some personal data and take a photo of his ID card or passport. For this reason, the user must have one of the documents ready next to him, since he will need to take a picture of the said document with the camera of the phone through which he is registering. Considering that the KYC check is performed by a third party, authorized for that action, during the KYC check the user will be asked to define the KYC PIN code and KYC biometrics. This PIN and biometrics are different from the Callidus PIN and biometrics because they are used only for legal restrictions performed by a third party (KYC and consent to the terms of use of the application for certain actions: payments, account opening, etc.). The user can, of course, enter the same Callidus and KYC PIN, there are no restrictions, and the biometric data is always the same.
Checkout – after a successful KYC check (which takes a few minutes), the user needs to pay the annual fee for maintaining the Private Package. Information about the price and price structure is provided on the checkout page. After entering the payment method that will be used to pay the annual membership fee and completing the payment, the user sees the final confirmation screen
Confirmation screen – confirms that the registration has been completed and displays the unique Callidus referral of that user, which can later be found in the application.
Account name selection - by clicking on the button to open the application, the user is shown a modal for entering the name of the account that he purchased as part of the purchase of the Private Package. The name of the account is for internal use only, so the name can be: Savings, School fees, Business, etc.
Franchise owner registration consists of the following steps:
Entering personal data
Enter your email, password, and phone number
Email address confirmation - where the user receives an email to the address he specified in the previous step and has to click on the link in that email to confirm ownership of the same
Defining a PIN code – where the user defines a PIN code to unlock the Callidus application. Here you can also choose the option to use an already-defined PIN that the user has on his phone
Defining biometric unlocking – where the user can choose to use a fingerprint or facial recognition as a means of unlocking the app. Here you can also choose the option to use already defined biometrics that the user has on his phone
Address entry
If the user is from the European Union, the next step after entering the address is the KYC check, since he must pass the KYC check and thus become the owner of the Private Package as a prerequisite for becoming a franchise owner
If the user is outside the European Union, the next step after entering the address is to enter information about the company, since users outside the EU do not undergo KYC
KYC check - the so-called Know Your Customer check that verifies the person opening the account to confirm that the person is competent to open the account. Unlike other competitors, Callidus Pay does not check the creditworthiness of a new user, instead, KYC is the only check that is performed during registration. During the KYC check itself, the user will be asked to enter some personal data and take a photo of his ID card or passport. For this reason, the user must have one of the documents ready next to him, since he will need to take a picture of the said document with the camera of the phone through which he is registering. Considering that the KYC check is performed by a third party, authorized for that action, during the KYC check the user will be asked to define the KYC PIN code and KYC biometrics. This PIN and biometrics are different from the Callidus PIN and biometrics because they are used only for legal restrictions performed by a third party (KYC and consent to the terms of use of the application for certain actions: payments, account opening, etc.). The user can, of course, enter the same Callidus and KYC PIN, there are no restrictions, and the biometric data is always the same.
Information about the company - where the user enters information about the company that is the franchisee: name, address, responsible person, identification number, giro account number, etc.
If the user is from the European Union, the next step after the company information is to Checkout
If the user is outside the European Union, the next step after the company information is the Confirmation screen where he sees information on how to pay for the franchise license
Checkout – in the last step, the user needs to pay the annual fee for the franchise license. Information about the price and price structure is provided on the checkout page. After entering the payment method that will be used to pay the annual membership fee and completing the payment, the user sees the final confirmation screen
Confirmation screen – confirms that the registration has been completed and displays the unique Callidus referral of that user, which can later be found in the application.
If the user is from the European Union, after clicking to enter the application, he sees the screen for choosing the name of the account and then the option to become a cashback partner
If the user is from the European Union, on the confirmation screen he sees information on how to pay for the annual franchise license and information that the administrator will approve his account as soon as the payment is made
Account name selection - by clicking on the button to open the application, the user is shown a modal for entering the name of the account that he purchased as part of the purchase of the Private Package. The name of the account is for internal use only, so the name can be: Savings, School fees, Business, etc.
Cashback partner form – where a user from the EU, after buying a franchise, can fill out a form to become a Cashback partner. This is done by filling in the name of the product/service for which the discount is granted, choosing whether the discount is in EUR or %, entering the amount of the discount, description of the discount, adding the addresses of your branches where the discount can be obtained, adding a picture of the discount, entering an email and phone number persons in charge of the discount
We also collect information from mobile devices for a better user experience, although these features are completely optional:
Contact list
Each information related to banking activities is purely handled by Intergiro, the BaaS provider of Callidus, therefore Intergiro's Privacy Policy applies here.
Any of the information we collect from you may be used in one of the following ways:
To personalize your experience (your information helps us to better respond to your individual needs)
To improve our website/app (we continually strive to improve our website/app offerings based on the information and feedback we receive from you)
To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
To process transactions
To administer a contest, promotion, survey, or other site feature
To send periodic emails
Callidus Pay will collect End User Data necessary to provide the Callidus Pay services to our customers.
End users may voluntarily provide us with the information they have made available on social media websites. If you provide us with any such information, we may collect publicly available information from the social media websites you have indicated. You can control how much of your information social media websites make public by visiting these websites and changing your privacy settings.
We receive some information from third parties when you contact us. For example, when you submit your email address to us to show interest in becoming a Callidus Pay customer, we receive information from a third party that provides automated fraud detection services to Callidus Pay. We also occasionally collect information that is made publicly available on social media websites. You can control how much of your information social media websites make public by visiting these websites and changing your privacy settings.
We may share the information that we collect, both personal and non-personal, with third parties such as advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you. We may also share it with our current and future affiliated companies and business partners, and if we are involved in a merger, asset sale, or other business reorganization, we may also share or transfer your personal and non-personal information to our successors-in-interest.
We may engage trusted third-party service providers to perform functions and provide services to us, such as hosting and maintaining our servers and the website/app, database storage and management, e-mail management, storage marketing, credit card processing, customer service, and fulfilling orders for products and services you may purchase through the website/app. We will likely share your personal information, and possibly some non-personal information, with these third parties to enable them to perform these services for us and you.
We may share portions of our log file data, including IP addresses, for analytics purposes with third parties such as web analytics partners, application developers, and ad networks. If your IP address is shared, it may be used to estimate general location and other technographic such as connection speed, whether you have visited the website/app in a shared location, and type of the device used to visit the website/app. They may aggregate information about our advertising and what you see on the website/app and then provide auditing, research, and reporting for us and our advertisers.
We may also disclose personal and non-personal information about you to the government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims, legal process (including subpoenas), to protect our rights and interests or those of a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to otherwise comply with applicable court orders, laws, rules, and regulations.
Callidus Pay will collect the personal information that you submit to us. We may also receive personal information about you from third parties as described above.
By submitting your email address on this website/app, you agree to receive emails from us. You can cancel your participation in any of these email lists at any time by clicking on the opt-out link or other unsubscribe option that is included in the respective email. We only send emails to people who have authorized us to contact them, either directly, or through a third party. We do not send unsolicited commercial emails, because we hate spam as much as you do. By submitting your email address, you also agree to allow us to use your email address for customer audience targeting on sites like Facebook, where we display custom advertising to specific people who have opted-in to receive communications from us. Email addresses submitted only through the order processing page will be used for the sole purpose of sending you information and updates pertaining to your order. If, however, you have provided the same email to us through another method, we may use it for any of the purposes stated in this Policy. Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
We keep your information only so long as we need it to provide Callidus Pay to you and fulfill the purposes described in this policy. This is also the case for anyone that we share your information with and who carries out services on our behalf. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we’ll either remove it from our systems or depersonalize it so that we can't identify you.
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) is never kept on file. We cannot, however, ensure or warrant the absolute security of any information you transmit to Callidus Pay or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by a breach of any of our physical, technical, or managerial safeguards.
Callidus Pay is incorporated in Germany. Information collected via our website, through direct interactions with you, or from the use of our help services may be transferred from time to time to our offices or personnel, or third parties, located throughout the world, and may be viewed and hosted anywhere in the world, including countries that may not have laws of general applicability regulating the use and transfer of such data. To the fullest extent allowed by applicable law, by using any of the above, you voluntarily consent to the trans-border transfer and hosting of such information.
We take precautions to protect the security of your information. We have physical, electronic, and managerial procedures to help safeguard, prevent unauthorized access, maintain data security, and correctly use your information. However, neither people nor security systems are foolproof, including encryption systems. In addition, people can commit intentional crimes, make mistakes or fail to follow policies. Therefore, while we use reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If applicable law imposes any non-disclaimable duty to protect your personal information, you agree that intentional misconduct will be the standard used to measure our compliance with that duty.
The rights you have to request updates or corrections to the information Callidus Pay collects depend on your relationship with Callidus Pay. Personnel may update or correct their information as detailed in our internal company employment policies.
Customers have the right to request the restriction of certain uses and disclosures of personally identifiable information as follows. You can contact us to (1) update or correct your personally identifiable information, (2) change your preferences concerning communications and other information you receive from us, or (3) delete the personally identifiable information maintained about you on our systems (subject to the following paragraph), by canceling your account. Such updates, corrections, changes, and deletions will not affect other information that we maintain, or information that we have provided to third parties following this Privacy Policy before such update, correction, change, or deletion. To protect your privacy and security, we may take reasonable steps (such as requesting a unique password) to verify your identity before granting you profile access or making corrections. You are responsible for maintaining the secrecy of your unique password and account information at all times.
You should be aware that it is not technologically possible to remove every record of the information you have provided to us from our system. The need to back up our systems to protect information from inadvertent loss means that a copy of your information may exist in a non-erasable form that will be difficult or impossible for us to locate. Promptly after receiving your request, all personal information stored in databases we actively use, and other readily searchable media will be updated, corrected, changed, or deleted, as appropriate, as soon as and to the extent reasonably and technically practicable.
If you are an end-user and wish to update, delete, or receive any information we have about you, you may do so by contacting the organization of which you are a customer.
If you are a Callidus Pay worker or applicant, we collect the information you voluntarily provide to us. We use the information collected for Human Resources purposes to administer benefits to workers and screen applicants.
You may contact us to (1) update or correct your information, (2) change your preferences concerning communications and other information you receive from us, or (3) receive a record of the information we have relating to you. Such updates, corrections, changes, and deletions will not affect other information that we maintain, or information that we have provided to third parties following this Privacy Policy before such update, correction, change, or deletion.
We reserve the right to transfer information to a third party in the event of a sale, merger, or other transfer of all or substantially all of the assets of Callidus Pay or any of its Corporate Affiliates (as defined herein), or that portion of Callidus Pay or any of its Corporate Affiliates to which the Service relates, or if we discontinue our business or file a petition or have filed against us a petition in bankruptcy, reorganization or similar proceeding, provided that the third party agrees to adhere to the terms of this Privacy Policy.
We may disclose information (including personal information) about you to our Corporate Affiliates. For purposes of this Privacy Policy, "Corporate Affiliate" means any person or entity which directly or indirectly controls, is controlled by, or is under common control with Callidus Pay, whether by ownership or otherwise. Any information relating to you that we provide to our Corporate Affiliates will be treated by those Corporate Affiliates following the terms of this Privacy Policy.
This Privacy Policy is governed by the laws of Germany without regard to its conflict of laws provision. You consent to the exclusive jurisdiction of the courts in connection with any action or dispute arising between the parties under or in connection with this Privacy Policy except for those individuals who may have rights to make claims under Privacy Shield or the Swiss-US framework.
The laws of Germany, excluding its conflicts of law rules, shall govern this Agreement and your use of the website/app. Your use of the website/app may also be subject to other local, state, national, or international laws.
By using Callidus Pay or contacting us directly, you signify your acceptance of this Privacy Policy. If you do not agree to this Privacy Policy, you should not engage with our website, or use our services. Continued use of the website, direct engagement with us, or following the posting of changes to this Privacy Policy that do not significantly affect the use or disclosure of your personal information will mean that you accept those changes.
We've updated our Privacy Policy to provide you with complete transparency into what is being set when you visit our site and how it's being used. By using our website/app, registering an account, or making a purchase, you hereby consent to our Privacy Policy and agree to its terms.
This Privacy Policy applies only to the Services. The Services may contain links to other websites not operated or controlled by Callidus Pay. We are not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website’s own rules and policies. Such third parties may use their cookies or other methods to collect information about you.
Callidus Pay uses "Cookies" to identify the areas of our website that you have visited. A cookie is a small piece of data stored on your computer or mobile device by your web browser. We use cookies to enhance the performance and functionality of our website/app but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website/app as we would not be able to remember that you had logged in previously. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website correctly or at all. We never place Personally Identifiable Information in Cookies.
All propositions regarding Cookies are named in the Callidus Pay Cookie Policy available on the Callidus Pay website.
Wherever you're located you may also set your browser to block cookies and similar technologies, but this action may block our essential cookies and prevent our website from functioning properly, and you may not be able to fully utilize all of its features and services. You should also be aware that you may also lose some saved information (e.g. saved login details, and site preferences) if you block cookies on your browser. Different browsers make different controls available to you. Disabling a cookie or category of cookies does not delete the cookie from your browser, you will need to do this yourself from within your browser, you should visit your browser's help menu for more information.
Concerning any credit card or other payment processing details you have provided us, we commit that this confidential information will be stored in the most secure manner possible.
Each information related to banking activities is purely handled by Intergiro, the BaaS provider of Callidus, therefore Intergiro's Privacy Policy applies here.
We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.
We may change our Service and policies, and we may need to make changes to this Privacy Policy so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to this Privacy Policy and allow you to review them before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Privacy Policy. If you do not want to agree to this or any updated Privacy Policy, you can delete your account.
We may display, include or make available third-party content (including data, information, applications, and other product services) or provide links to third-party websites or services ("Third-Party Services").
You acknowledge and agree that Callidus Pay shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. Callidus Pay does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties terms and conditions.
Google Maps API
Google Maps API is a robust tool that can be used to create a custom map, a searchable map, check-in functions, display live data synching with location, plan routes, or create a mashup just to name a few.
Google Maps API may collect information from You and Your Device for security purposes.
Google Maps API collects information that is held following its Privacy Policy
Cookies
We use cookies to enhance the performance and functionality of our website/app but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website/app as we would not be able to remember that you had logged in previously.
We may be collecting and using information from you if you are from the European Economic Area (EEA), and in this section of our Privacy Policy, we are going to explain exactly how and why is this data collected, and how we maintain this data under protection from being replicated or used in the wrong way.
GDPR is an EU-wide privacy and data protection law that regulates how EU residents' data is protected by companies and enhances the control the EU residents have, over their data.
The GDPR is relevant to any globally operating company and not just the EU-based businesses and EU residents. Our customers’ data is important irrespective of where they are located, which is why we have implemented GDPR controls as our baseline standard for all our operations worldwide.
Any data that relates to an identifiable or identified individual. GDPR covers a broad spectrum of information that could be used on its own, or in combination with other pieces of information, to identify a person. Personal data extends beyond a person’s name or email address. Some examples include financial information, political opinions, genetic data, biometric data, IP addresses, physical addresses, sexual orientation, and ethnicity.
Personal data collected must be processed in a fair, legal, and transparent way and should only be used in a way that a person would reasonably expect.
Personal data should only be collected to fulfill a specific purpose and it should only be used for that purpose. Organizations must specify why they need personal data when they collect it.
Personal data should be held no longer than necessary to fulfill its purpose.
People covered by the GDPR have the right to access their data. They can also request a copy of their data, and that their data be updated, deleted, restricted, or moved to another organization.
GDPR adds some new requirements regarding how companies should protect individuals' data that they collect and process. It also raises the stakes for compliance by increasing enforcement and imposing greater fines for breaches. Beyond these facts, it's simply the right thing to do. At Callidus Pay we strongly believe that your data privacy is very important and we already have solid security and privacy practices in place that go beyond the requirements of this new regulation.
We are committed to helping our customers meet the data subject rights requirements of GDPR. Callidus Pay processes or stores all personal data in fully vetted, DPA-compliant vendors. We do store all conversation and personal data for up to 6 years unless your account is deleted. In this case, we dispose of all data following our Terms of Service and Privacy Policy, but we will not hold it for longer than 60 days.
We are aware that if you are working with EU customers, you need to be able to provide them with the ability to access, update, retrieve and remove personal data. We got you! We've been set up as self-service from the start and have always given you access to your data and your customer's data. Our customer support team is here for you to answer any questions you might have about working with the API.
Don't hesitate to contact us if you have any questions.
Updated at 2023-03-07
To help explain things as clearly as possible in this Cookie Policy, every time any of these terms are referenced, are strictly defined as:
Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.
Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers to Callidus Pay, that is responsible for your information under this Cookie Policy.
Device: any internet connected device such as a phone, tablet, computer or any other device that can be used to visit Callidus Pay and use the services.
Personal Data: any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.
Service: refers to the service provided by Callidus Pay as described in the relative terms (if available) and on this platform.
Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
Website: Callidus Pay."’s" site, which can be accessed via this URL: https://www.calliduspay.com/
You: a person or entity that is registered with Callidus Pay to use the Services.
This Cookie Policy explains how Callidus Pay and its affiliates (collectively "Callidus Pay", "we", "us", and "ours"), use cookies and similar technologies to recognize you when you visit our website/app, including without limitation https://www.calliduspay.com/ and any related URLs, mobile or localized versions and related domains / sub-domains ("Websites"). It explains what these technologies are and why we use them, as well as the choices for how to control them.
A cookie is a small text file that is stored on your computer or other internet connected device in order to identify your browser, provide analytics, remember information about you such as your language preference or login information. They're completely safe and can't be used to run programs or deliver viruses to your device.
We use first party and/or third party cookies on our website/app for various purposes such as:
To facilitate the operation and functionality of our website/app;
To improve your experience of our website/app and make navigating around them quicker and easier;
To allow us to make a bespoke user experience for you and for us to understand what is useful or of interest to you;
To analyze how our website/app is used and how best we can customize it;
To identify future prospects and personalize marketing and sales interactions with it;
To facilitate the tailoring of online advertising to your interests.
Cookies can either be session cookies or persistent cookies. A session cookie expires automatically when you close your browser. A persistent cookie will remain until it expires or you delete your cookies. Expiration dates are set in the cookies themselves; some may expire after a few minutes while others may expire after multiple years. Cookies placed by the website you’re visiting are called “first party cookies”.
Strictly Necessary cookies are necessary for our website/app to function and cannot be switched off in our systems. They are essential in order to enable you to navigate around the website/app and use its features. If you remove or disable these cookies, we cannot guarantee that you will be able to use our website/app.
We use the following types of cookies in our website/app:
Callidus Pay is not responsible for any content, code or any other imprecision.
Callidus Pay does not provide warranties or guarantees.
In no event shall Callidus Pay be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. Callidus Pay reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.
The Callidus Pay Service and its contents are provided "as is" and "as available" without any warranty or representations of any kind, whether express or implied. Callidus Pay is a distributor and not a publisher of the content supplied by third parties; as such, Callidus Pay exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability or currency of any information, content, service or merchandise provided through or accessible via the Callidus Pay Service. Without limiting the foregoing, Callidus Pay specifically disclaims all warranties and representations in any content transmitted on or in connection with the Callidus Pay Service or on sites that may appear as links on the Callidus Pay Service, or in the products provided as a part of, or otherwise in connection with, the Callidus Pay Service, including without limitation any warranties of merchantability, fitness for a particular purpose or non-infringement of third party rights. No oral advice or written information given by Callidus Pay or any of its affiliates, employees, officers, directors, agents, or the like will create a warranty. Price and availability information is subject to change without notice. Without limiting the foregoing, Callidus Pay does not warrant that the Callidus Pay Service will be uninterrupted, uncorrupted, timely, or error-free.
We use essential cookies to make our website/app work. These cookies are strictly necessary to enable core functionality such as security, network management, your cookie preferences and accessibility. Without them you wouldn't be able to use basic services. You may disable these by changing your browser settings, but this may affect how the Websites function.
These cookies are used to enhance the performance and functionality of our website/app but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website/app as we would not be able to remember that you had logged in previously.
These account-based marketing cookies enable us to identify future prospects and personalize sales and marketing interactions with them.
These cookies collect information that is used to help us understand how our website/app is being used or how effective our marketing campaigns are, or to help us customize our website/app for you.
We use cookies served by Google Analytics to collect limited data directly from end-user browsers to enable us to better understand your use of our website/app.
Further information on how Google collects and uses this data can be found at: https://www.google.com/policies/privacy/partners/.
You can opt-out of all Google supported analytics on our Websites by visiting: https://tools.google.com/dlpage/gaoptout.
These cookies are used when you share information using a social media sharing button or “like” button on our Site or you link your account or engage with our content on or through a social networking website such as Facebook, Twitter or Google+. The social network will record that you have done this. These cookies may also include certain code that has been placed on the platform to help track conversions from ads, optimize ads based on collected data, build targeted audiences for future ads, and remarket to qualified users who have already taken certain action on the platform.
Some cookies that have been set on our website/app are not set on a first party basis by Callidus Pay. The Websites can be embedded with content from third parties to serve advertising. These third party service providers may set their own cookies on your web browser. Third party service providers control many of the performance and functionality, advertising, marketing and analytics cookies described above. We do not control the use of these third party cookies as cookies can only be accessed by the third party that originally set them.
Most browsers allow you to control cookies through their 'settings' preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience, since it will no longer be personalized to you. It may also stop you from saving customized settings like login information. Browser manufacturers provide help pages relating to cookie management in their products.
Browser manufacturers provide help pages relating to cookie management in their products. Please see below for more information.
Google Chrome
Internet Edgr
Mozilla Firefox
Safari (Desktop)
Safari (Mobile)
Android Browser
Opera
Opera Mobile
Wherever you're located you may also set your browser to block cookies and similar technologies, but this action may block our essential cookies and prevent our website from functioning properly, and you may not be able to fully utilize all of its features and services. You should also be aware that you may also lose some saved information (e.g. saved login details, site preferences) if you block cookies on your browser. Different browsers make different controls available to you. Disabling a cookie or category of cookie does not delete the cookie from your browser, you will need to do this yourself from within your browser, you should visit your browser's help menu for more information.
We may change our Service and policies, and we may need to make changes to this Cookie Policy so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to this Cookie Policy and give you an opportunity to review them before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Cookie Policy. If you do not want to agree to this or any updated Cookie Policy, you can delete your account.
By using our website/app, registering an account, or making a purchase, you hereby consent to our Cookie Policy and agree to its terms.
Don't hesitate to contact us if you have any questions regarding our Cookie Policy.
Via Email: info@calliduspay.com
Via Phone Number: 0049 (0) 531 230 4360
Via this Link: https://www.calliduspay.com/contact
Via this Address: Büchnerstr. 12, 38118 Braunschweig, Germany